SHB Mastercard Business Platinum Corporate Credit Card – Optimize Costs and Cash Flow with 58 Interest-Free Days

Supporting businesses with additional flexible capital without incurring interest costs for nearly two months

Amid rising operating costs and prices, the need for supplementary working capital among businesses is growing. Therefore, the SHB Mastercard Business Platinum corporate credit card is chosen by many enterprises as a “dual solution”: not only providing immediate capital supplementation but also optimizing operating expenses with numerous superior incentives.

The greatest advantage of the SHB Mastercard Business Platinum corporate credit card is its interest-free period of up to 58 days—among the most competitive in the market—allowing businesses to access flexible capital without incurring interest charges for nearly two months. This is a particularly significant benefit for SMEs currently facing strong cash flow pressures.

Cashback of Up to 10% per Billing Cycle, Helping Businesses Save on Operating Costs—The More You Spend, the More You Save on Essential Recurring Payments Such as Electricity, Water, Fuel, Transportation, Advertising, and Internet Cloud Platform Fees

Mr. N.H.D, Marketing Director of a trading enterprise, shared: “Each month, we allocate a budget for advertising on social media platforms, which increases significantly during peak seasons. Compared to traditional payment methods, SHB’s corporate credit card allows our company to save costs by leveraging nearly two months of interest-free capital. For a small- and medium-sized enterprise, these savings help address many other financial needs.”

An “Extended Arm” Supporting Enterprises

For businesses that frequently conduct international transactions, the credit card serves as a convenient and time-saving payment solution with a foreign currency conversion fee of only 1.79%. It also ensures transparent expense management during overseas business trips. The EMV® 3-D Secure – Mastercard security technology provides maximum protection for online transactions, while the Contactless “tap-to-pay” feature makes every transaction fast and highly convenient.

Corporate credit cards with high credit limits meet the large spending needs of businesses and can be assigned to employees for specific business purposes, making payments more flexible and convenient.

Moreover, all transaction details such as date, time, amount, and transaction specifics are stored by the bank. This allows businesses to easily monitor transactions with clear, detailed statements. Companies can authorize employee card usage and control supplementary cards during transactions.

With deep understanding of business needs, the SHB Mastercard Business Platinum acts as an “extended arm” of SHB, accompanying each enterprise by providing working capital, enabling fast payments, facilitating smooth transactions, managing cash flow, and saving costs—all with strong security measures.

In response to Resolution 68- Resolution of the Central Committee of the Politburo on Private Economic Development, SHB has effectively implemented numerous financial solutions and preferential credit policies to support private enterprises, particularly small and medium-sized enterprises (SMEs). These practical financial solutions have helped businesses grow and contributed to the country’s economic development.

Thanks to its outstanding financial solutions, SHB has been honored with multiple prestigious awards, such as “Best Sustainable Finance Bank for SMEs in Vietnam 2025” (Alpha Southeast Asia), “Best Bank for Public Sector Customers in Vietnam” (FinanceAsia), “Best Bank for Sustainable Finance Activities in Vietnam” (Global Finance), and “Best Payment Solution Initiative in Vietnam” (The Asian Banker). Notably, SHB continues to rank among the Top 200 Largest Enterprises in Southeast Asia by Fortune Southeast Asia.