According to Moody’s report, SeABank maintained a TCE ratio (capital to risk-weighted assets) of 12.1% as of June 2025, ranking among the highest of the banks rated by Moody’s in Vietnam. Asset quality also remained stable, with a non-performing loan (NPL) ratio below 2%. The agency forecast that this ratio would remain low over the next 12–18 months thanks to SeABank’s track record of stable credit risk management.
Moody’s noted that SeABank’s profit in the first half of 2025 improved compared to the same period last year, supported by a strategy of restructuring its business portfolio and enhancing operational efficiency. This outcome affirms the Bank’s management capability in flexibly adapting to market developments and sustaining stable growth momentum.
This marks the fourth consecutive year that SeABank has maintained a Ba3 credit rating from Moody’s with a Stable outlook, reflecting the international agency’s confidence in the Bank’s management capabilities, financial foundation, and sustainable development orientation.
Moody’s continued affirmation of the Ba3 rating with a Stable outlook not only represents international recognition of SeABank but also enhances the Bank’s reputation among domestic and foreign investors and partners. This is also a positive signal for Vietnam’s financial market, as international institutions increasingly acknowledge the role of private joint stock commercial banks in the country’s integration process.
In addition to strengthening its financial foundation, SeABank aims to become a leading bank in supporting Vietnamese enterprises in expanding into international markets, promoting green finance, green credit, and funding environmentally friendly projects. Through these initiatives, SeABank seeks to make a practical contribution to sustainable economic development, aligning with Vietnam’s long-term growth strategy.
As of June 30, 2025, SeABank’s total assets reached over VND 379 trillion, further consolidating its position as one of the country’s leading joint stock commercial banks, accompanying the growth of businesses and the Vietnamese economy.
Under its “Digital Convergence” development strategy, SeABank focuses on digitizing products and services, applying technology to internal operations, and investing in modern technological infrastructure to optimize processes, enhance operational efficiency, and deliver a distinctive digital banking experience to customers, with the goal of becoming the most preferred retail bank.
SeABank
Moody's Ba3
Xếp hạng SeABank
Moody's tín nhiệm
SeABank
Moody's Ba3
Xếp hạng SeABank
Moody's tín nhiệm
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The seminar “Identifying Bottlenecks and Proposing Solutions to Address Issues Related to the Land Sector,” jointly organized by the Ministry of Justice and the Ministry of Agriculture and Environment, will take place on the afternoon of September 22.
From May 19 to 21, 2025, the 13th St. Petersburg International Legal Forum took place in St. Petersburg, Russian Federation. This annual forum, held since 2011, attracts the participation of politicians, experts, and leading legal scholars from Russia and many other countries.
(L&D) - On September 18, the Department of Legal Dissemination, Education and Legal Aid (Ministry of Justice) inaugurated a specialized training conference on legal aid skills for minors in Lam Dong Province.
(L&D)-Not only addressing the challenge of working capital, many businesses choose the SHB Mastercard Business Platinum credit card to optimize significant operating expenses, thereby enhancing competitive resources.
(L&D) - The Nghe An Provincial Police have successfully dismantled a human trafficking ring, arrested three suspects, and rescued 13 victims who had been deceived and trafficked to the Golden Triangle area to engage in fraudulent activities.
(L&D) - The Final Round of the 2025 Law Student Debate Competition featured numerous lively debates among the contestants and concluded with the champion being identified as contestant Nguyen Thu Hien from Foreign Trade University.
(L&D) - On September 11, 2025, Phuong Linh Mechanical-Electrical Group Joint Stock Company (Phuong Linh Group) made a prominent appearance at the Vietnam International Industrial Exhibition – VIET INDUSTRY 2025, held from September 11 to 13 at the National Exhibition Construction Center (NECC) in Hanoi.
The Government Office issued Notice No. 450/TB-VPCP dated August 28, 2025, containing the conclusions of Deputy Prime Minister Le Thanh Long at the meeting with the Ministry of Education and Training regarding certain tasks and projects.
